Legal
Terms of Service
Last updated: July 26, 2026
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These Terms of Service ("Terms") govern your use of Aeiforia Pay. By creating an account, you agree to these Terms. Please read them carefully.
Acceptance of Terms
By registering for or using Aeiforia Pay, you confirm that you accept these Terms and our Privacy Policy. If you do not agree, please do not use the app.
Eligibility
You must be at least 18 years old and legally capable of entering into binding agreements to use Aeiforia Pay. You must provide accurate, current information during registration and identity verification.
Account Registration & Security
You are responsible for maintaining the confidentiality of your PIN and account credentials. Notify us immediately if you suspect unauthorized access to your account. Aeiforia Pay is not liable for losses resulting from your failure to protect your login credentials.
Wallet & Transactions
Aeiforia Pay allows you to deposit, withdraw, and transfer funds using supported payment methods, including mobile money and card payments. Transactions are processed through licensed third-party payment partners. Transaction times may vary based on the payment method and provider used.
Fees
Applicable fees for transactions will be clearly displayed before you confirm any transaction. Fees may change over time; material changes will be communicated in advance.
Prohibited Uses
You agree not to use Aeiforia Pay for any unlawful purpose, including money laundering, fraud, or financing of illegal activities. We reserve the right to suspend or terminate accounts found in violation of these Terms or applicable law.
KYC & Compliance
You agree to provide identity verification documents as required by applicable financial regulations. Failure to complete verification may result in restricted account functionality.
Limitation of Liability
Aeiforia Pay provides its services on an "as is" basis. To the fullest extent permitted by law, Aeiforia Pay is not liable for indirect, incidental, or consequential damages arising from your use of the app, including delays or failures caused by third-party payment providers, network outages, or events beyond our reasonable control.
Account Suspension & Termination
We may suspend or terminate your account if we reasonably believe you have violated these Terms, engaged in fraudulent activity, or if required by law or regulatory obligation.
Changes to These Terms
We may update these Terms from time to time. Continued use of Aeiforia Pay after changes take effect constitutes acceptance of the updated Terms.
Governing Law
These Terms are governed by the laws of the Republic of Zambia.
Contact Us
If you have questions about these Terms, reach us through our Contact Us page or email start@aeiforiatech.io.
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